Paying for care
Cost is usually the second question families ask, right after "can you help?" Here is how it actually works, including the part most people get wrong.
Medicare does not pay for non-medical home care. This surprises almost everyone, and it is worth knowing early rather than discovering it during a discharge.
Medicare covers skilled home health — physician-ordered nursing and therapy, for a limited period, following a qualifying event. It does not cover help with bathing, meals, companionship or supervision, however much someone needs it.
That is the gap non-medical home care fills, and it is why the funding routes below matter.
We quote after understanding your situation, because an hourly rate quoted in the abstract is not useful — the number that matters depends on how many hours, at what times, and what level of care.
What we can tell you now: there is no charge for the initial conversation or the in-home assessment, there is no long-term contract, and there are no fees beyond the hours you are quoted.
Many families start smaller than they expect to. A few hours a week covering the genuinely difficult parts of the day is often enough, and it costs a great deal less than the alternatives.
Call 815-267-1110Assisted living and nursing facilities carry a fixed monthly cost regardless of how much help someone actually needs. In-home care is priced by the hour, so for people who need a few hours a day it is frequently the less expensive option — and for people needing round-the-clock care it may not be.
We will tell you honestly which side of that line your situation falls on, including when the answer is not in our favor. Recommending something that does not fit is how agencies lose families, and we would rather keep the relationship.
Tell us the situation and we will give you a real number, not a range. No charge, no obligation.
